Designer Spectacles - Are They Worth The Difference In Money

By Harwood E Woodpecker

Most of us at some point in our lives will need some form of spectacles or another, whether it is for studying, working, driving or playing sport, there comes a day when we have to admit to ourselves that enough blurred vision is enough.

But what options have you got available to you? Should you go for standard prescription spectacles or should you push the boat out and go for a trendy pair of designer spectacles.
Either way, what are the differences and are they worth the difference in money from a prescription pair of glasses to the more expensive designer spectacles

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I try to pass on my musings on life and experiences in a way that people may find interesting to read.

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Please feel free to republish this article provided a working hyperlink remains to our site
You may not always agree with my writings but I hope to inform.
Harwood E Woodpecker

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Television - Stupid News Worth Noting

By John Dir

In the course of watching television news broadcasts, it does not take long to find something that stands out as exceptionally idiotic, being passed off as important fact. On a local newscast, I viewed a story that was billed as information to help people protect their job during a recession. During the report, there was a picture of people bustling around a busy office, while the reporter rattled off tips that essentially boiled down to the following advice:

1. Get the boss to notice you, and find ways to become closer to them.

2. Find ways to be responsible for functions that are vital to the success and operation of the business.

3. If sucking up to the boss and actually doing some work fails, be prepared to look for a job in another company.

This report might have been funny if it was aired on Saturday Night Live, but it was intended as actual advice from a "legitimate" television news organization. If this advice is the best one can expect from top notch journalistic research, then I will not have any problem becoming the CEO of Microsoft next week.

The story says a lot about the brains behind the television news being served up to the public on a daily basis. If this story represents a look at what it takes to succeed in broadcasting, there are a host of Wal-Mart greeters with a real shot at becoming the next anchor for the nation's network news programs, as long as they give a specially nice "howdy" to a passing network executive. In a true assessment of the information provided, one must consider the possibility that any given business owner may already have enough "yes" men and women to fill all the available slots for that level of performance. If an employee has to wait for a recession to find some vital function to perform for the company, the chances are good that they will be on the street before the recession hits.

If reporting of this caliber can be expected from local television newscasters, how much more disconnected from reality are the people who give us information from the national level? As the Democrat controlled Congress scrambles to decide how much pork barrel spending to add to the bill associated with giving vast numbers of lower income workers a few extra bucks worth of spending money to stimulate the economy, we can rest assured in listening to the news media blame President Bush for why our checks are not already in the mail.

The "new majority" is back in business, ready to thrill us all by the latest round of token television money to keep us hooked up to cable where we belong. If we lose our homes due to lack of jobs and serious economic problems, at least we will have our flat screen televisions bought and paid for with our gift from the hill. If the government leaders answer the call from Kathleen Sebelius to "get to work," they might find themselves asking the same question that is on the lips of many other people in this country, "Doing what?"

LittleTek Center Check out our information channel and free software at http://home.earthlink.net/~jdir/NL.html If you like my articles, email them to a friend!

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Tracking Your Net Worth

By Aaron Loh

Wealthy people understand the huge distinction between working income and net worth. Working income is important, but is only one of the four factors that determine your net worth. The four net worth factors are:

Income - working income and passive income Savings - if you don't keep any of your income, you will never create wealth Investments - from the money you saved, move to the next stage by investing it Simplification - simplify your lifestyle. What will it take for you to be happy financially?

Visit my blog (url below) to download your free net worth tracking sheet.

Most people know it's important to keep and organize all of your vital financial information. But knowing you should and knowing how are two different things!

Once you know the reasons for being very organized with your financial data (and keeping it all in a very safe place) I hope you will put organization on your net worth building to-do list (at or near the top).

You need to be able to see your financial strengths and weaknesses quickly. If you are an active investor, it's even more important that you do so. Time wasted on missing data and lost tracking information is money lost.

Also, keeping an accurate and up to date personal net worth statement (personal financial statement) can help you get loans or other financing more quickly.

It would be well worth the effort to be able to give your financial institutions information they need at a glance. And your needs for the same ability to query your net worth and data associated with accounts, investments, in and outgoing money, and other important data are very important.

Be sure and carefully consider all portions of your net worth. Often forgotten components of your net worth are listed below in a handy checklist to get your data system in order and on track.

• Cash on Hand and In Bank
• Notes Payable
• Marketable Securities
• Non-Marketable Securities
• Securities Held by Brokers
• Restricted or Control Stocks
• Partial Real Estate Interests
• Owned Real Estate
• Loans Receivable
• Life Insurance
• Other Assets
• Accounts Payable
• Amount Due to Brokers
• Unpaid Income
• Taxes
• Other Unpaid Taxes/Interest
• Other Debts
• Debt on Real Estate Equities

Real Estate MortgagesMake sure you know what you're really worth. The only way to calculate your net worth accurately is if you track everything above. On your road to a high net worth you can make fewer pit stops if you have a plan and the data to support your investment decisions and abilities close at hand.

Make use of spread sheet software and programs (i.e. Quicken) to keep your net growth on track. The reports you can run are invaluable for seeing where you’ve been and how far you’ve come with your portfolios, mortgage, taxes, and other important information.

Aaron LohFounder and Director of Wealth Learning Internationalhttp://www.aaronloh.com

Take Time - Make Time - Stop and Check - It Is Well Worth The Effort

By Sandy Shaw

In various recent articles I have been basing the lessons I have been seeking to share and teach on the text of the Bible, and these can be found under different categories. You cannot find a finer foundation than The Word of God, which we have in the Scriptures of the Old and New Testaments. At least, I do not know of a better one. If you do may I ask you to let me know.

When we reach this middle section of Acts Chapter 5, in the New Testament, I do ask you to continue to read the actual biblical text, and check everything I say. Never accept anything I write without checking it out.

I aim not to deal in ideas, views or opinions, but in truth, and I say that as humbly as I can in the light of The Word of God.

We have been reading elsewhere of how The Church of Jesus Christ was birthed, and how God launched the Church into the world. We have studied the significance of the outpouring of the Holy Spirit, when some day some 3,000 people came to believe in Jesus Christ, as they turned from their sins, were baptised (plunged) in water, and received the Holy Spirit.

Take time to check that your foundation is biblically sound! It is essential that our foundation is based upon the solid rock of the Word of God.

These two dynamic leaders, Peter and John were imprisoned. They appeared in the same court which had tried Jesus Christ, and the apostle's boldness and courage did not go unnoticed. There are times when we have to be bold and courageous, as well as merciful and tender. Those who sought to silence the disciples of the risen, living and ascended Jesus were bewildered.

Do not be overly surprised when people might try to silence you and switch off your light. There was a most marvellous outpouring of prayer among the believers, when Peter and John returned, on their being released from that Jerusalem jail.

Is your voice heard regularly in a gathering for praise and prayer?

Peter faced up to the insidious hypocrisy which tried to creep in, confronting both Ananias and Sapphira, as they tried to kid on that they had given all the money they had received for that property. As a result of their lying they dropped down dead!

These were awesome days. These were momentous times, as the Holy Spirit flowed through the believers in various manifestations. Take time to check that your channel is not clogged up. Is the Holy Spirit able to flow through you freely and unhampered?

In verse 15, people brought their sick ones into the streets, so that at least Peter's shadow might fall on some of them as he passed by. There is no doubt about who the front man was in this growing Jerusalem Fellowship. Peter was the leader.

News travelled fast. Crowds came. Sick and demonised ones were brought, and 'all of them were healed'. These demonised ones were "tormented". That is what the devil does.

Others were tormented in a different manner, but by the same enemy of God. They were filled with jealousy. That too is a tormenting spirit. Jealousy can make people do terrible things. They become unfair, unjust and cruel.

It manifests itself in peculiar irrational behaviour, and again the apostles are put in jail.
Take time - make time - and check your own spiritual situation, condition and witness. That can be a most valuable decision. It is like the man taking a few moment to sharpen his scythe before continuing to cut the field of grass. In the long run it makes the task easier and quicker.

Why is that man not working? What is he doing? - the little child asks. O, he is taking time to sharpen his scythe!

What does God want to say to you and teach you from His living Word?

Sandy Shaw
Sandy Shaw is Pastor of Nairn Christian Fellowship, Chaplain at Inverness Prison, and Nairn Academy, and serves on The Children's Panel in Scotland, and has travelled extensively over these past years teaching, speaking, in America, Canada, South Africa, Australia, making 12 visits to Israel conducting Tours and Pilgrimages, and most recently in Uganda and Kenya, ministering at Pastors and Leaders Seminars, in the poor areas surrounding Kampala, Nairobi, Mombasa and Kisumu.

He broadcasts regularly on WSHO radio out of New Orleans, and writes a weekly commentary at http://www.studylight.org entitled "Word from Scotland" on various biblical themes, as well as a weekly newspaper column.

His M.A. and B.D. degrees are from The University of Edinburgh, and he continues to run and exercise regularly to maintain a level of physical fitness.
Sandy Shawsandyshaw63@yahoo.com