The Single Parent Strategy - How to Successfully Pay for College - FamilyVision Column

By Daryl Green

Beth found herself in a hopeless situation. She was divorced, the sole provider for her family, and the mother of three little kids. Although she was determined to make it, every step she took ultimately meant trouble. Beth knew that a college education would afford her with more opportunities. She didn’t have the money. She wondered if her life would change.

Impossible Dream
Are you pursuing your own dreams or the pipe dreams of someone else? Do you want a college education but it appears impossible? Do you feel it is already too late? If you answer “yes,” this report can assist you in fulfilling your dreams by completing college. As a personal coach and online advisor to families, I frequently get questions from single parents on paying for college.

However, it is really more than getting the money. How does a single parent get the emotional and physical support for completing college? The college experience is a challenge in itself; single parents also have to consider their children and in many cases, working a day job to make ends meet.

This article provides single parents with a proven method of getting financial and emotional support for obtaining a college degree. This strategy will be helpful to most individuals.

However, if you want more details, I highly recommend you review my special books for a more comprehensive analysis. I have spent countless hours reading books, searching websites, and reviewing past advice to clients to provide my readers with credible solutions to paying for college. Let’s explore this matter more closely.

The Financial Aid Mystery
Understanding the process of federal financial aid can appear like a jigsaw puzzle. The first step for most federal financial assistance begins with the Free Application for Federal Student Aid (FAFSA) available at your local college or high school. You can apply online at www.fafsa.ed.gov.

You should complete this form even if you feel you don’t meet the financial need requirement, based on your income. The U.S. government financial aid program includes Federal Pell Grants, Federal Stafford Loans, Plus Loans, Federal Consolidation Loans, Federal Supplemental
Educational Opportunity Grants, Federal Work-Study, and Federal Perkins Loans. Scholarships and grants are not paid back by the student; however, loans are expected to be repaid by the student to the lending institution. It is important to work with the financial aid office where you plan to attend college. Remember, the process can appear to be difficult. However, it is to your benefit to be patient and follow through with the process.

The Single Parent Strategy
To be successful in obtaining free money, single parents need to develop a strategy. However, the problem is that many single parents get discouraged in the face of their hectic life and the additional stress of embarking on a college education. If a person had his or her own personal planner, life would flow a lot easier! In the absence of this assistant, having a strategy for college becomes even more crucial. After conducting extensive research and providing personal coaching, I have come up with a simple strategy for addressing these problems:

Check out www.fastweb.com to set up a profile for possible scholarships.

Contact your potential online college or a local college in your area for financial aid advice.

Check out the latest college scholarship books at your library, such as Peterson’s Scholarship.

Check out more non-traditional colleges. Go to Jonnie’s Distance Learning Website at http://www.geocities.com/liu_jonathan/dluniv.html.

Submit at least 100 scholarship applications.

Send letters for financial help to friends, co-workers, and other key people.

Write a letter or call local community groups in your area and ask them about scholarships.
Be persistent and patient.

The Path Forward
Paying for college is possible for the single parent if he or she is committed to his or her goals. The process of attending college is not an easy one. However, you have determined that you need additional education to improve the quality of life for yourself and your child or children.

This is one of the biggest decisions that you will make. With my approach you have a simple strategy for success. Do you have the energy and the desire? This is the critical question you must ponder now. Start today and improve the quality of your life.

Daryl and Estraletta Green, who have been noted and quoted in USA Today and AP, provide personal advice all around the country. Want a better life? Get a copy of My Cup Runneth Over:

Setting Goals for Single Parents and Working Couples at http://www.lulu.com/content/609612.
You can also contact them at http://www.darylandestraletta.com.